Students – mostly non-employed, who spend most of their time at school and who always have the most expenditure at the beginning of the school year.
These expenses usually include a variety of script and textbook purchases, payments for food and clothing, housing costs, or the purchase of lunches at the canteen. But for all this, students need money! But where to take them? Sometimes there are so many editions at once that even a full-time brigade and saved money is not enough.
Loan for students from Loan and Credit
At that time, Loan and Credit will help. It provides students with loans ranging from 20,000 to 300,000 dollars. It is a pointless loan, so even the student does not have to know what the money will be used for.
It must then be repaid within ten years at the latest, which is a great advantage over other loans from Loan and Credit , as the student has indeed enough time to repay all his / her obligations.
Who can apply for a student loan?
As the name suggests, a student from a high school, college, university or language may apply for this loan, whether it is attending on-site or distance learning , whether it is a private or public school, or whether it is studying in Czech Republic or abroad. It must also be a person over 18 years of age with permanent residence in the Czech Republic .
What are the advantages of a student loan from Loan and Credit?
This loan for students has many benefits. The loan has a preferential interest rate of 8.9% per annum for the entire period of maturity, the possibility of repaying the reduced installment during the study, the possibility to withdraw from the contract within 60 days without penalty, change the amount of installment by up to 50%, repayment twice a year, or change the repayment date. In addition, Loan and Credit will assess your loan application free of charge, maintain a loan account, and issue all receipts.
Last but not least, you can insure against your inability to pay when, for example, another financially demanding period occurs.